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We use the term "Private Land Bank" to summarize a system that involves using permanent life insurance to generate tax free savings. You can borrow against this in the future to build or buy a business and much more. When you add friends and family to your bank it increases the wealth. Build, borrow, die is the motto here. You build it up, borrow in your later years to enjoy tax-free and after death the insurance pays back the loan. This is how the wealthy get richer.

Below we list each aspect required to create a Private Land Bank.